Our Process

Identify Your Values. The first step in the planning process is to define what is important to you. Your goals and objectives will be based upon your values and those things in your life that are more important than money. We help you to define your values because all of your financial decisions will be dependent on them.

Establish Your Goals. We then help you to clearly define your goals and objectives. In order to develop a comprehensive plan, we need to know what it is that will take money and planning to achieve.

Benchmark Your Current Financial Reality. In order to help you get to where you want to be financially, we first need to know what your current financial status is. We get a clear picture of your assets, liabilities and risk management profile before we take the next step.

Analyze. We take all of the information gathered in the prior steps and perform and in-depth, comprehensive analysis to determine if your goals are realistic and what you need to do to achieve them. If they are not realistic, then we discuss alternatives for your consideration.

Recommend. We recommend the products and services that you need to implement to put your plan into action and get you on the path to achieving your goals. We outline the options available and assist you choosing those most suited to your situation.

Implement. Providing you with a plan and a choice of financial options doesn’t produce results. Only implementation does. We take on the responsibility of implementing your financial choices to free you from that burden thus ensuring that you have the best chance of achieving success. In other words, we take action!

Review. Your life and your plan are dynamic. Because your financial situation is bound to change, we work with you over time through periodic reviews to help you monitor the strategies in place, and their capacity to continuously meet your goals.